I was taken aback this week when reading an article titled as above. My initial thought was ‘really!’. It soon got me thinking about the importance of advice and advisers in the retirement process. I guess it can be very easy for adviser to assume clients hold a level of knowledge about their pensions which is not always the case. The article went on to say that hundreds of thousands of investors are unaware they can scale back or stop withdrawals from their pension funds, p