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Privacy Policy

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White Oak Financial Planning Ltd, includes Blackstone Moregate Limted. This privacy notice explains how we use any personal information we collect about you.
What information do we collect about you?
We collect information about you when you engage us for financial planning / financial advice / mortgage advice / investment management services. This information will relate to your personal and financial circumstances. It may also include special categories of personal data such as data about your health if this is necessary for the provision of our services.
We may also collect information when you voluntarily complete client surveys or provide feedback to us. 
Information relating to usage of our website is collected using cookies.  These are text files placed on your computer to collect standard internet log information and visitor behaviour information.  We will use your information collected from the website to personalise your repeat visits to the site.
Information about connected individuals. 
We may need to gather personal information about your close family members and dependants in order to provide our service to you effectively. In such cases it will be your responsibility to ensure that you have the consent of the people concerned to pass their information on to us. We will provide a copy of this privacy notice for them or, where appropriate, ask you to pass the privacy information to them. 
Why do we need to collect and use your personal data? 
We must have a lawful basis to process your personal data. Under the UK General Data Protection Regulation (UK GDPR), the lawful bases we rely on for processing this information are:
We have a contractual obligation.
This is the primary legal basis that we intend to use for processing your data. The personal information that we collect about you is essential for us to be able to effectively carry out the services that we have agreed to deliver to you.
We have a legal obligation.
Sometimes, collecting personal data is needed to meet our legal and regulatory obligations. For example, UK anti money laundering legislation may require us to collect personal information to verify your identity. 
We will obtain your consent.
Special category data, such as that relating to health matters, is often required to provide our services. When this is required, we’ll obtain your explicit consent to collect and process this information. 
From time to time, we may wish to contact you to offer additional products or services which may be of interest to you.  To do this, we will obtain your consent.
You may withdraw your consent at any time by notifying us at our main business address.
We have a legitimate interest.
We rely on legitimate interest to retain relevant data for the purposes of assessing the appropriateness of our services, defending future complaints, and meeting our Professional Indemnity Insurer’s expectations.
How will we use the information about you?
We collect information about you to provide you with the services for which you engage us.
Who might we share your information with?
If you agree, we may email you about other products or services that we think may be of interest to you.
We won’t share your information for marketing purposes with companies outside our group of companies.
To deliver our services to you effectively we may send your details to third parties such as those that we engage for professional compliance, accountancy or legal services as well as product and platform providers that we use to arrange financial products for you.
Where third parties are involved in processing your data, we will have a contract in place with them to ensure that the nature and purpose of the processing is clear, that they are subject to a duty of confidence in processing your data and that they’ll only act in accordance with our written instructions. 
Where it’s necessary for your personal data to be forwarded to a third party we’ll use appropriate security measures to protect your personal data in transit. This could be by sending a secure encrypted link to our file, by sending information via secure portals, by applying passwords to documents, or by encryption of data. 
To fulfil our obligations in respect of prevention of money-laundering and other financial crime, we may send your details to third party agencies for identity verification purposes.
How long do we keep hold of your information? 
During our relationship with you, we will retain personal data which is necessary to provide services to you. We’ll take all reasonable steps to keep your personal data up to date throughout our relationship. 
We are also subject to regulatory requirements to retain your data for specified minimum periods. These are, generally: -
•    Five years for investment business
•    Three years for mortgage business
•    Indefinitely for pension transfers and opt-out business
•    Three years for insurance business 
These are minimum periods, during which we have a legal obligation to retain your records.
We reserve the right to retain data for longer where we believe it's in our legitimate interests to do so.  In any case, we will not keep your personal data for longer than 7 years after our relationship with you has ended. 
You have the right to request deletion of your personal data.  We will comply with this request, subject to the restrictions of our regulatory obligations and legitimate interests as noted above. 
How can I access the information you hold about me? 
You have the right to request a copy of the information that we hold about you. If you would like a copy of some or all your personal information, please email or write to us using the contact details noted below.
When your personal data is processed by automated means, you have the right to ask us to move your personal data to another organisation for their use. 
We have an obligation to ensure that your personal information is accurate and up to date. Please ask us to correct or remove any information that you think is incorrect.
We would like to send you information about our products and services which may be of interest to you. If you have agreed to receive marketing information, you may opt out later. 
You have a right at any time to stop us from contacting you for marketing purposes. If you no longer wish to be contacted for marketing purposes, please contact us by email or post, and we will action accordingly.
We use cookies to track visitor use of the website and to compile statistical reports on website activity.
For further information visit
You can set your browser not to accept cookies and the above website tells you how to remove cookies from your browser. However, in a few cases some of our website features may not function as a result.
Other websites
Our website may contain links to other websites. This privacy policy only applies to this website so when you link to other websites you should read their own privacy policies. 
What can you do if you are unhappy with how your personal data is processed?
You also have a right to lodge a complaint with the supervisory authority for data protection. In the UK this is: -
Information Commissioner's Office
Wycliffe House
Water Lane
SK9 5AF 
Changes to our privacy policy
We keep our privacy policy under regular review, and we will place any updates on this web page to inform you of any changes when they occur. This privacy policy was last updated on 25 March 2024.
How to contact us
Please contact us if you have any questions about our privacy policy or information, we hold about you: by email at 
Or you can write to us at: -    White Oak Financial Planning Ltd, Regus House, Herons Way, Chester Business Park, Chester, CH4 9QR


Cookies Policy

Cookie Policy for White Oak Financial Planning Ltd
At White Oak, we value your privacy and strive to be transparent about our use of cookies and similar technologies that help improve your experience on our site. This Cookie Policy explains what cookies are, how we use them, and how you can manage your preferences.
What are Cookies?
Cookies are small text files stored on your device (computer, tablet, smartphone, etc.) by websites you visit. They are widely used to make websites work more efficiently and provide information to the site owners.
How We Use Cookies
We use cookies for several reasons:
Essential Cookies: These are necessary for the website to function properly. They include, for example, cookies that enable you to log into secure areas of our site.
Analytics Cookies: We use Google Analytics, a service provided by Google, Inc., to understand how our site is used. This helps us to improve user experience by analysing website traffic and user behaviour. Google Analytics cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from, and the pages they visited.
Your Choices and Consent
Using our website, you agree to use cookies like in this policy. However, you have control over cookies and can manage your preferences as follows:
Managing Cookies: You can adjust your browser settings to refuse cookies, alert you before accepting cookies, or delete cookies already stored on your device. Be aware that disabling cookies may affect the functionality of this and many other websites you visit.
Analytics Opt-out: If you prefer not to have your data collected by Google Analytics, you can install the Google Analytics Opt-out browser add-on.
Deleting Cookies
You can use your browser's help documentation to delete cookies that are already on your computer. You can also find more information about managing and deleting cookies at
We are committed to protecting your personal information. Our website uses cookies in compliance with relevant privacy and data protection laws. We do not use cookies to collect personally identifiable information about you.
For more detailed information on how we process and protect your personal data, please take a look at our Privacy Policy.
More Information
If you have any questions about our use of cookies or this Cookie Policy, please get in touch with us at
By continuing to navigate our website, you agree to our use of cookies as outlined in this policy.

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